Loans Go Finance May 25, 2022
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  • Loans
    How to get Out of Debt
    When you are in debt, it can be difficult to see the light in the end of the tunnel. Feeling trapped and lost is normal in this type of a situation, but it will not get you any rewards. Instead...
  • Loans
    Past Creditors Can Do An Inquiry On Your Credit Report
    If you have bad history with a creditor where you defaulted on a loan and did not pay them back, they have the right to pull your credit report for unspecified reasons. Say you owed a lender money and your...
  • Loans
    How to Stop a Creditor From Contacting Me
    According to the Fair Debt Collections Practices Act, if it’s past the statute of limitations for a creditor to contact you, you can send a follow up letter requesting that they no longer contact you. You may still owe the...
  • Credit Scores
    How a Debt Management Plan Can Reduce Interest Rates
    Although not new, debt management plans are becoming increasingly popular. For years, credit counseling agencies have worked with creditors to help reduce interest rates and stop any over-the-limit and which may be accruing on a credit card account. Here some...
  • Loans
    Downsides of Using a Debt Management Plan
     Debt management plans are used by credit counseling agencies to help you get back on track with your credit. Although there are plenty of perks such as they will act as your middleman and your score will increase over time,...
  • Loans
    How CPA Hurts Your Pay Day Loan Payment
    If you have a pay day loan there may be a factor in place that’s causing you to have trouble with your other finances. It’s called the CPA, also known as continuous payment authority. When you apply for the loan,...
  • Loans
    How to Cancel The CPA on Your Payday Loan
    A CPA is also known as a continuous payment authority. This is a detail in your loan agreement that says the payday loan company has the right to pull the money for repayment when they want. If their pulling is...
  • Loans
    What is APR?
    You know those interest and fees that you pay on a credit card, mortgage or other kind of loan? That’s called the APR, also known as Annual Percentage Rate. The APR from each loan vehicle will represent different things. For...
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