If you want to dispute a credit card debt, you have the right to do so. When disputing a debt, know that the agency is required to provide you with the following information within 5 days:
- The amount you owe.
- The creditor’s name.
- The fact that you have the right to dispute the debt and that they will assume it’s valid if you don’t appeal within 30 days.
- Verification from the debt collector if you dispute the debt.
